About J. Scott

J. Scott (Crypto Cowboy) is a private equity and angel investor specializing in blockchain, Web3, DeFi, FinTech, sustainability. As an crypto investment educator, he empowers audiences with actionable strategies for retiring on crypto, navigating the complexities of emerging markets, and building resilient portfolios. A lifelong learner, Scott combines technical expertise with a passion for innovation and creativity, staying at the forefront of the evolving digital and art economies.

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FAQS

What is alternative asset wealth building?

Since we know that inflation and money printing debase or dilute our money at least 12% a year we need to make sure any money we save is earning over 12% so we can achieve our financial dreams and goals.

Therefore we need to invest in what has been considered riskier assets like tech stocks, cryptocurrencies, real estate and even precious metals. And since these assets have historically been considered risky or at least non-mainstream most people need special coaching to understand how to safely invest in them.

Is inflation and money printing that big of a deal?

Inflation is an unjust force eroding our financial security, and understanding it is essential. Every time governments spend more than they take in they must print new money out of thin air which devalues all money in circulation. It's estimated that money printing alone causes money to lose 10% of its value each year. In the best of times the Federal Reserve targets 2% inflation.

Therefore if you are not getting a 10% raise every year then you have to invest as much money as you can in high-return assets that beat 12% or you are losing. This rate never goes down, it only goes up every year. Inflation and money printing penalizes people who can't afford to invest in high-return assets and who put what little money they have left over in a bank savings account which pays around .5%. This means they are losing 10.5% of their money each year. No wonder the middle class is eroding.

Isn't crypto risky and too volatile for retirement investment?

If you understand that inflation and money printing rob you of at least 12% of your money each year then it is risky to not invest in crypto. Bitcoin's annualized return is 144% since 2012 which more than covers the legalized theft of 12%.